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  • Eurobank Ergasias Services And Holdings SA (EGFEF) Q4 2024 Earnings Call Highlights: Record …

    Eurobank Ergasias Services And Holdings SA (EGFEF) Q4 2024 Earnings Call Highlights: Record …

    Release Date: February 27, 2025

    For the complete transcript of the earnings call, please refer to the full earnings call transcript.

    • Eurobank Ergasias Services And Holdings SA (EGFEF) achieved a record net profit of nearly 1.5 billion in 2024, with significant contributions from outside Greece.

    • The company reported exceptional organic growth and transformational M&A activity, outperforming all initial targets for the year.

    • Asset quality improved with the non-performing (NP) ratio declining to 2.9% and coverage increasing above 88%.

    • Shareholder rewards increased significantly, with a payout of 50% of 2024 profits, including a 0.05 per share dividend and a 288 million share buyback program.

    • The business plan for 2025-2027 aims for sustainable growth, with a focus on credit expansion, wealth management, and insurance, targeting a 15% return on tangible book value.

    • The company anticipates a decrease in net interest margin by approximately 20 basis points in 2025 due to base rate trajectory.

    • Operating expenses are expected to increase by an annual rate of less than 5%, driven by accelerated IT investments and inflationary pressures.

    • The cost of risk is expected to decrease modestly, but the company remains prudent, reflecting a cautious approach to asset quality.

    • The payout ratio is based on strong loan growth assumptions, which may not materialize if economic conditions change.

    • The impact of Basel 4 regulations is expected to be 30 basis points in 2025, increasing to 60 basis points when fully phased in, potentially affecting capital ratios.

    Q: Could you give us an indication of when should we expect the synergies from CMP to start impacting fee and commission income? Also, regarding the 50% payout assumption, can you discuss the risks involved? A: The synergies from CMP are expected to gradually phase in, with about 40% anticipated in 2025, mainly from the acquisition expected to complete soon. Regarding the payout, the assumption is based on strong loan growth and maintaining excess capital for potential M&A opportunities. A slightly higher payout is possible if growth is milder or if no suitable M&A opportunities arise. – Unidentified_3 and CEO

    Q: Is the 50% payout option applicable from the 2025 results, and does it depend on achieving 7.5% growth? Also, what is your current NII sensitivity to EUR rate moves? A: The 50% payout applies to each year of the business plan, including 2025. The NII sensitivity is approximately 40 million for every 25 basis point change in EUR rates, which is factored into our 2025 guidance. – CEO and Unidentified_3

  • 13 Things To Know Before Playing

    13 Things To Know Before Playing

    Monster Hunter Wilds is the most streamlined game in Capcom’s long-running action-RPG series. Worried that juggling menus and harvesting laundry lists of arcane animal parts sounds too overwhelming and boring? Fear not! Monster Hunter Wilds lets you (mostly) make the experience as simple or as complicated as you want. Dive in deep and get your hands dirty with the game’s myriad interlocking crafting and skill systems, or just hop onto your Seikret steed, bee-line for the next boss, and have a fun time whacking it until it falls over. The choice is yours. But no matter how you decide to play, here are a bunch of helpful tips for getting started in Monster Hunter Wilds.


    Choose your first weapon and learn it like a fighting game character

    Monster Hunter Wilds will start you off with the Great Sword, one of its most powerful but also clunkiest weapons. I have been using it ever since, and love how heavy it feels and seeing those big damage numbers it puts up with each hit. But you might hate it. There are 14 weapons and it’s worth playing around with a few of them to see which actually feels best for you and your playstyle.

    Each weapon is its own character in Monster Hunter Wilds, and learning all of its advantages, weaknesses, and quirks is a massive part of the game, like the difference between picking Ryu or Blanka in Street Fighter. I recommend against the Sword and Shield because blocking is boring. The Dual Blades, on the other hand, are lightning-quick and make fights feel like you’re shredding cabbage. Plus, they have a really cool Focus Strike animation.

    Make your secondary weapon a long-range one to start

    You can equip a second weapon and pull it out of your saddlebag mid-fight whenever you want. While the sky’s the limit for what kind of synergies come from this in the end game, it never hurts to make your secondary weapon long-range in case you need to shift up tactics or play more conservatively late into a fight. I like the Heavy Bowgun. It’s like shooting a rifle and has a nice burst option.

    Never hunt on an empty stomach

    Meals in Monster Hunter Wilds don’t give you bonuses so much as necessary buffs that become the foundation for each hunt you go on. There’s a handy list that will show you what stats your current ingredients will give you, with the main ones being health and stamina recovery. The great thing about cooking in the latest entry is that you can do it wherever you want, including right next to other monsters. Buy ingredients from vendors in your camp or pick them up on your way to the next hunt.

    A village gives a gift to a Palico.

    Screenshot: Capcom / Kotaku

    Don’t worry too much about exploring until you’ve rolled credits

    Monster Hunter Wilds is one of those games that doesn’t really get started until after it’s over. “Rolling credits” will happen at the end of the main campaign, but there are still more story quests that follow after that. This is the “late game,” which includes high-rank monsters and gear. This is when the game really opens up and exploration feels more natural and rewarding. Plus, all the rewards you get for your troubles are much more worthwhile. And personally, I think Monster Hunter Wilds’ base campaign is best played in as much of a straight shot as possible. The pacing is pretty breakneck with one big fight after another, culminating in some neat narrative reveals and a cool “final” boss fight.

    Make the SOS flare automatic if you’re tired of fighting alone

    SOS flares are what let other characters join your hunt. Shooting one up can either be manual or you can change the settings in the multiplayer menu to make it automatic at the start of each new hunt. While it can be fun and challenging to fight alone, it’s also good, and often much faster, to fight with a full squad of four. And if you don’t want to play with other humans, you can keep that party solely consisting of AI-controlled NPCs from the main story. They’ll heal you and do a decent job of taking aggro from monsters.

    Your Seikret is you most powerful secret weapon

    The new mounts in Monster Hunter Wilds are called Seikrets. They don’t fight, but they will rapidly autopilot you through dense and confusing environments by simply pressing up on the D-pad. Normally, the end destination is whatever monster you’re hunting, but you can also select icons from the map and set them as waypoints to give the Seikret new directions.

    They’re also extremely useful in fights. You can whistle for them to pick you up after getting knocked down. They’re a great way to build distance between you and a monster, or get out of the way of a big attack. Their saddlebags are also full of items to restock your supplies (left on the D-pad), including your secondary weapon (right on the D-pad). Most importantly, you can spring and then lunge off their back and press your heavy attack to hit monsters with aerial attacks, which is super fun.

    Two hunters ride their mounts.

    Screenshot: Capcom / Kotaku

    Make inventory shortcuts for potions and traps

    One of the biggest pitfalls of Monster Hunter remains its cumbersome item menus. There’s nothing like getting stomped while trying to tab over from your first aid kids to your antidotes. Luckily, you can pick a handful of the most useful items, like your whetstone (gotta keep those weapons sharp!), electric traps, and potions, to equip as shortcuts in a radial menu. It’s still not the best, but a heck of a lot faster and easier than the regular inventory menu.

    Focus your attacks and pop wounds for maximum damage

    Monster Hunter Wilds introduces a system called Focus that lets you hold down the left trigger to aim attacks or stab wounds to initiate Focus Strikes. These do lots of damage and are really satisfying to watch. They all break off extra monster parts for crafting that immediate get added to your inventory. To open up wounds you need to hit the same spots on a monster repeatedly. Once open, don’t waste time closing ’em up. The resulting Focus Strikes also knock the monster off balance, turning the best offense into a great defense as well.

    Always be climbing on those monsters’ backs

    Jumping off a higher platform or lunging from your Seikret and doing an aerial attack will occasionally pop you onto a monster’s back. Once there, you can stab to open a wound and move up and down its back to avoid being shaken off as your stamina depletes. When the screen starts to go dark you should hold the right trigger to hold on. Once you’ve got a few wounds opened up you can do a Focus Strike before getting thrown off. You’ll have to keep doing more aerial attacks to build up an invisible gauge before you can hop back on again.

    Don’t bother with crafting low ranking armor and weapons

    The natural loop of Monster Hunter is kill stuff to make stuff, and the pull of crafting new gear is strong. However, the actual stuff you can craft early on in Wilds is not. You can get through much of the first 15 hours of the game with just a couple sets of new armor and one or two upgrades to your main weapon. I’d recommend saving the rest of your resources for crafting high-rank gear once you’re in the late game. But definitely treat yourself once or twice over the main campaign to some cool looking armor which will then make you look extra ridiculous in all of the bespoke cutscenes.

    Sandworms attack a hunter.

    Screenshot: Capcom / Kotaku

    Capturing monsters instead of killing them can save time

    You don’t actually have to kill everything in Monster Hunter Wilds. You can capture your quarry instead. You’ll get basically the same items for doing so and while more complex, it can actually save time. That’s because you can capture a monster and subdue long before it’s actually dead. To do that, you just have to wait until it’s damaged enough that a skull icon appears next to it, at which point you can temporarily disable it with a shock or pitfall trap and then put it to sleep with a couple of tranquilizer bombs. This can be especially useful if you’ve already died a few times and are at risk of losing the entire hunt.

    Learn how to pause the game

    Hitting the options button doesn’t pause Monster Hunter Wilds, but that doesn’t mean the game can’t be paused. Instead, the pause button is hidden on a separate set of menus. Fortunately, you can select it and equip it to your quick action radial menu making it easy to pause without your character being left vulnerable. And don’t worry if you have to leave the game for a while. Instead of kicking you back to the main menu, you’ll simply be taken offline but your game will remain uninterrupted (which is great for suspended games and quick resume). What a novel idea!

    That glowing red line means the monster is about to kill you

    You might notice that when you’re health gets low a bright red glowing line appears between you and the monster that you’re hunting. That’s the game’s way of telling you that it’s next attack, if it hits, will “cart you,” i.e. sent you back to camp. When this happens you should a) get the hell out of the way, and b) heal up as fast as possible.

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  • The best places in the world to see cherry blossoms

    The best places in the world to see cherry blossoms

    After a long, gray winter, few things can lift my mood like seeing the first pink cherry blossoms of spring fill the sky.

    I’m especially lucky — some of the best buds on the East Coast bloom near me at Branch Brook Park in Newark (yes, that Newark). The 5,000 trees create a cotton candy skyline for a week in early April that banishes all thoughts of bleak winter days.

    I’m not the only one who feels the cherry blossoms’ pull. The Japanese equate sakura, or cherry blossoms, with new beginnings. In early spring, the act of hanami, or cherry blossom viewing, is met with both reverence and celebration in Japan. Multiple generations spend days and evenings at parties, picnics and festivals lauding this fresh new start.

    Although Japan, especially Tokyo, is equated with hanami celebrations, you can find sakura in destinations around the globe. It’s the perfect excuse to plan spring travel — a cherry blossom pilgrimage offers not just the visual spectacle of the blooms and their aftermath of soft silky petals covering the ground like fragrant snow, but a chance to immerse yourself in the culture of each destination, too.

    Related: The best places to see cherry blossoms around the US this spring

    Of course, trees can be temperamental depending on the weather, so build a bit of a time buffer into your travels if you’re planning a trip specifically around seeing the delicate pink and cream blooms and their flower fireworks.

    From Amsterdam to Japan, here’s where to immerse yourself in spring’s sakura.

    Tokyo

    MATTEO COLOMBO/GETTY IMAGES

    If you’re considering traveling to see spring’s cherry blossom bloom, chances are you have Tokyo in your sights already, since sakura are synonymous with this city, where the tradition of hanami dates back 1,200 years. The entire city celebrates the blooms with picnics and events, special sakura-themed menus, and hanami bento and snack spots near viewing areas.

    There are multiple locations around Tokyo to view the pink sakura wave. Among the most prominent is Ueno Park, which transforms into a pink wonderland with 1,000 flowering trees that bring millions of visitors to bask in their rosy glow. In the evenings, the park is illuminated for a glowing nighttime visit. Another top stop is Chidorigafuchi Park, where the Imperial Palace is located, which is especially memorable for its nearly half-mile tunnel of blooms plus a sakura-lined canal that you can boat through.

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    According to Japan’s cherry blossom forecast, Tokyo’s blooms are predicted to start March 21 and be at full flower March 28, which is very similar to last year’s bloom schedule. (Once again, these dates can wiggle a bit depending on Mother Nature.)

    Where to stay: Staying near major transportation hubs will make it easy to see sakura around the city (and not be stuck in the crowds at the most popular spots). The Conrad Tokyo occupies the top floors of the Shiodome skyscraper, with stellar views of Tokyo Bay, and is near several train stations. (Its contemporary Japanese restaurant, Kazahana, has spectacular vistas, too, along with one of my favorite kaiseki menus in the city.) It’s also next to Hama-rikyu Gardens, a hidden gem for peaceful sakura viewing. During peak hanami, the last week in March, rooms start at $430 or 100,000 Hilton Honors points per night.

    Related: The best hotels in Tokyo for your next Japan getaway

    Kyoto, Japan

    MASAHIRO MAKINO/GETTY IMAGES

    It’s not just Tokyo where the sakura are revered in Japan. Kyoto is also world-renowned for its surge of cherry blossoms that bloom just in time for spring and romantically outline the tranquil pathways of its many parks. Known as the cultural heart of Japan, and serving as the central preservation hub for Japan’s vibrant culture and history, seeing the sakura among its 2,000 temples and shrines — including Nijo Castle and Toji Temple — truly imbues the ancient practice with a sense of history.

    One particularly special spot is Philosopher’s Path, which weaves through cherry tree-lined canals between the Ginkakuji and Nanzenji temples. It’s a particularly serene setting for hanami. For evening viewing, Maruyama-Koen Park is especially popular for its illuminated branches and picnic areas under the bowers.

    According to the Japan Meteorological Corporation, sakura viewing in Kyoto will start with the first blooms March 29 and peak April 7. The city sponsors multiple events, including night viewings.

    Where to stay: The Park Hyatt Kyoto has a prime location in the Higashiyama ward and combines modern luxury with ancient pagoda guesthouse-style accommodations. (TPG staffers also love its French-inspired teppanyaki dining at Yasaka and its convivial bar, Kohaku, where craft cocktails are served with classic Kyoto views.) The property is a Category 8 World of Hyatt property; rates during hanami start at $3,146 or 45,000 World of Hyatt points per night, making it a great option for World of Hyatt loyalists.

    Related: What’s faster? Race from Tokyo to Kyoto by Japan Airlines plane and bullet train

    Stockholm

    MIKDAM/GETTY IMAGES

    Get ready for “friluftsliv,” or “fresh air living,” when cherry blossom season arrives in Sweden. After the dark and cold winters in Scandinavia, when the pink wave arrives, usually in mid-April, the city is ready to celebrate. It’s the perfect time to head to Kungstradgarden, or the “King’s Garden,” next to the Royal Palace, for a “fika,” an alfresco picnic, under the blossoms, or to Rosendal’s Garden on peaceful Djurgarden Island.

    If you can, plan to visit Kungstradgarden for Cherry Blossom Day, April 27, which is celebrated with Japanese culture workshops, hands-on activities, martial arts demonstrations, taiko drums and a performance by a Japanese orchestra.

    Where to stay: One of the newest hotels in Stockholm, the Voco Stockholm — Kista opened at the end of 2024 in the city’s tech center. It has a contemporary vibe, sparkling new rooms, and a wellness center with a pool for a post-blossom dip. Rooms start at $72 or 15,000 IHG One Rewards points a night in mid-April.

    Seoul, South Korea

    TAWATCHAIPRAKOBKIT/GETTY IMAGES

    The cherry blossom spectacle at Yeouido Hangang Park in Seoul is a must-see, and it doesn’t have the same influx of foreign travelers that you’ll find in Tokyo, so you can avoid some of the flower-viewing crush that’s become part of the experience there. Some of the top viewing spots are Yeouido Park and Gyeongbokgung Palace, both of which have stunning views of clouds of blooms.

    The Jinhae Cherry Blossom Festival is one of the biggest viewing events in South Korea. It takes place from late March to early April and features parades and performances, including a magical night lantern parade. Although it’s not in Seoul, it’s possible to do a one-day excursion with Klook, where a bus will pick you up in the morning, take you to the festival and then bring you back in the evening.

    Where to stay: The stylish Andaz Seoul Gangnam is centrally located, making it easy to walk to most of Seoul’s main attractions; plus, there’s direct access to Apgujeong station to reach the cherry blossom sites. Expect design details like bojagi, a traditional Korean cloth used to create textile art. The hotel has an array of hot tubs, a sauna and a lap pool. The property is a Category 5 World of Hyatt property; rooms start at $451 or 20,000 Hyatt points per night during the first week of April.

    Related: A highly curated guide to the best things to do in Seoul, South Korea

    Paris

    DANIEL THIERRY/GETTY IMAGES

    I am solidly in the camp that thinks Paris is always a good idea, especially in late March and the beginning of April when cerisiers (cherry trees) paint the town pink.

    You’ll find pockets of the pink flowers all around the city. Some top spots include near the Louvre at the Jardin du Palais-Royal, where you’ll also spot spring daffodils filling the flower beds. You can also catch the pink wave along the Champ de Mars leading to the Eiffel Tower and in the Trocadero Gardens (the ultimate Instagram selfie with the tower and the pink petals). And now that Notre Dame has reopened, you should be able to spot cherry blossoms at one of my favorite spots in Paris, too: Square Jean XXIII, next to the cathedral.

    Unlike other destinations where you’ll find cherry blossom events, there are no organized festivals in the City of Light. Do like the Parisians do, and plan a picnic under the flowering bowers.

    Where to stay: The Hotel du Louvre, part of The Unbound Collection by Hyatt, is tucked in between the Louvre and the Jardin du Palais-Royal, so you’ll have cherry blossom views no matter which way you turn when you walk out the door. For a double room in mid-April, the member rate with breakfast starts at $701 per night. This is a Hyatt Category 7 property, with point redemptions available for mid-April starting at 30,000-35,000 points per night.

    Related: The best hotels in Paris

    Amsterdam

    GEORGE PACHANTOURIS/GETTY IMAGES

    Although this might not be the biggest display in Europe, the cherry blossom season in Amsterdam has something that no other city can claim: a distinctly feminist feel. At Kersenbloesempark (Cherry Blossom Park) in Amstelveen, a suburb of Amsterdam located 5 miles south of downtown, the park’s 400 trees, a gift from the Japanese Women’s Club, are all named after women, with half in Dutch and half in Japanese.

    There are no exact dates for the blooms, but expect about a two-week bloom sometime in late March or early April, which lines up with the beginning of Amsterdam’s famous Tulip Festival. Note that picnicking is only allowed during weekdays, and there are no restrooms in the gardens (check out the Amstelveen website for nearby restaurants).

    Where to stay: From the centrally located Kimpton DeWitt Amsterdam, it’s easy to both explore Amsterdam and to hop on tram line 5 to reach Amstelveen (about a 25-minute ride). IHG member rates for the hotel start at $325 a night in early April, with reward nights starting at 59,000 IHG One Rewards points. And as part of Kimpton’s Plant Pals program, the hotel will deliver a plant, which has a name and name tag, to your room, and also plant a tree in your honor (talk about a win-win).

    Related: How to spend 1 day in Amsterdam

    Jerte Valley, Spain

    JUAN MARIA COY VERGARA/GETTY IMAGES

    Sure, it’s impressive to see hundreds of cherry blossom trees together. And when you view thousands in one place, it’s quite a sight. But how about millions of trees? That’s what awaits in the Jerte Valley in the Extremadura region of Spain (about three hours west of Madrid), where more than 2 million cherry trees create a sea of petals in late March and early April.

    During the annual Cherry Blossom Festival (March 21-April 13), you’ll find everything from special marketplaces to medieval fairs, plus music, culture and cuisine events centered around the blooms. Unlike the ornamental varieties of Japanese cherry trees, the ones here produce prized fruit. If you return in May or June, you can even join the cherry harvest.

    Where to stay: The Jerte Valley enjoys a rural setting, and there are no opportunities for points redemptions here. However, there are some authentic and welcoming places to spend the night, including Hospederia Valle del Jerte, which has a historic exterior but modern rooms. There’s an outdoor pool, a full breakfast and fantastic views of the valley, all for around $134 per night.

    Washington, DC

    RICHARD T. NOWITZ/GETTY IMAGES

    As a former resident of the nation’s capital, I can attest that Washington’s nearly 4,000 Yoshino cherry blossom trees transform the serious, buttoned-up city into a veritable pink carnival during the short lifespan of the blooms.

    In addition to the festival held March 20 to April 13, with everything from a parade to a kite festival to a “Petalpalooza,” the Tidal Basin, where the majority of cherry blossoms are located, turns into a round-the-clock picnic scene, with thousands of people lying in the soft fallen petals, enjoying the spring weather.

    Note that if ​​you can’t visit during the main peak bloom period — predicted to fall between March 28 and 31 this year — another variety of cherry blossom, the Kwanzan, usually blooms two weeks later in other parts of the city. And if you want to avoid the crowds, head to the National Arboretum for a much more relaxed viewing experience.

    Where to stay: Hilton fans will want to head to the Waldorf Astoria Washington DC, which occupies the Old Post Office building. It’s grand and very ornate, with a multifloor atrium and even a 19-foot cherry blossom tree in the lobby, where a Cherry Blossom Afternoon Tea is served. Expect rates starting at $856 or 110,000 Hilton Honors points per night during the peak of bloom season.

    Macon, Georgia

    CHERRY BLOSSOM FESTIVAL, MACON GEORGIA/FACEBOOK

    Here’s a U.S. spot for hanami that may come as a surprise: Macon, Georgia. The Yoshino trees here were mistaken for the more popular dogwood when they were originally planted in 1949, according to city officials. Today, though, the annual bloom is celebrated in big style. For 10 days — this year, the bloom is predicted from March 21 to 30 — the entire city turns pink as more than 350,000 cherry trees are in full bloom (by comparison, Washington has 3,800).

    The Pink Provisions Party (March 21) will feature local restaurants and bars presenting all of their signature creations for the celebration. Think cherry ice cream, pink doughnuts, foamy fuchsia cocktails, a cherry blossom pilsner from Ocmulgee Brewpub and even a cherry blossom coffee blend from Z Beans.

    A live “BloomCam” feed allows those who can’t make it to watch the cherry trees as they announce the arrival of spring.

    Where to stay: Use your Marriott points to stay at Hotel Forty Five, Macon, a Tribute Portfolio Hotel. The 95-room hotel is right in the middle of all the pink party happenings, and you can check it out from the Hightales Rooftop Bar. Rates start at $199 or 24,000 Marriott Bonvoy points a night during cherry blossom season.

    Vancouver, British Columbia

    YUN HAN XU/GETTY IMAGES

    With more than 40,000 cherry trees, many of which came directly from Japan, Vancouver’s Queen Elizabeth Park becomes a veritable puff of pink in the spring.

    With so many trees comprising multiple varieties, the blooming period spreads over nearly two months, so if you’re visiting in March or April, you will likely be able to spot some petals on the trees.

    The Vancouver Cherry Blossom Festival will be held from March 26 to April 28 (almost a full month), with a mix of arts and culture events, including a Japanese Sakura Days Fair, a Blossom Block Party and a Blossoms After Dark event for illuminated evening viewing.

    Where to stay: Keep your stay green with a visit to the Fairmont Waterfront, whose organic rooftop garden grows everything from vegetables to fruit trees; you can try the honey from its beehives at the ARC restaurant in signature cocktails and desserts. Room rates start at $245 a night in early April (Accor Live Limitless members receive 5% off the lowest rate).

    Victoria, British Columbia

    DESTINATION GREATER VICTORIA/FACEBOOK

    Victoria boasts the mildest year-round climate in Canada, and as a result it’s a haven for spring florals. Starting at the end of February and going until May, the city offers an incredibly extended, and impressive, cherry blossom bloom.

    One of the most popular places to see the tapestry of pink hues is along the aptly named View Street in the heart of downtown Victoria. It’s usually the first area to explode in a sea of pink flowers, so this is a stop for early birds.

    Although there’s no formal festival, Victoria does have an interactive cherry blossom map, so you can find the blooms around the city whenever you visit in the spring.

    Where to stay: The Victoria Marriott Inner Harbour is a TPG favorite, with availability starting at $139 or 30,000 Marriott Bonvoy points a night in March. There are cherry blossoms around the harbor area for easy viewing, and the hotel has a pool for post-hanami relaxation.

    New York City

    JAYSONPHOTOGRAPHY/GETTY IMAGES

    For way too long, I associated New York City with autumn scenery and changing leaves. But it turns out that the Big Apple also presents a big opportunity to see stunning seasonal blooms in the spring. In fact, cherry trees bloom across all five boroughs, with Okame cherry trees typically flowering first in mid-to-late March, followed by Yoshino and Kwanzan cherry trees in April.

    There’s even a Sakura Park in Morningside Heights, where you’ll find more than 2,000 cherry trees that were gifts from Japan in 1912. And you can catch some colorful blooms in Central Park, including on Cherry Hill, on Roosevelt Island, at Flushing Meadows-Corona Park and in the sprawling Green-Wood Cemetery in Brooklyn.

    But it’s the Brooklyn Botanic Garden near Prospect Park that truly wins the New York sakura crown, with a grove of flamingo-hued Kanzan trees and a Hanami Nights celebration, April 22 to 25, when the blooms are romantically lit for evening strolls.

    Where to stay: It’s hard to beat the views of Central Park from the Mandarin Oriental (one of TPG’s favorite New York City hotels). From its perch 35 floors above Columbus Circle, the park, and its spring blooms, fill your sightline from the hotel’s floor-to-ceiling windows. The vistas are equally impressive from the hotel’s all-day dining spot MO Lounge (I’m particularly fond of the afternoon tea). Rates in early April start at $1,095 per night.

    Related reading:

  • GOP to Avoid Town Halls After Viral Angry-Voter Exchanges

    GOP to Avoid Town Halls After Viral Angry-Voter Exchanges

    Federal workers and protesters speak out against President Donald Trump and Elon Musk, who is leading the so-called Department of Government Efficiency, and their push to gut federal services and impose mass layoffs.
    Photo: Michael Nigro/Pacific Press/LightRocket/Getty Images

    At congressional town halls across the country over the past two weeks, Republican members of Congress have been met with anger from voters over the hastily applied cuts to federal agencies and mass layoffs led by Elon Musk and his U.S. DOGE Service.

    The scenes, which have taken place in ruby-red districts from Georgia to Missouri, quickly prompted comparisons to the tea-party movement of the late aughts or the early years of Donald Trump’s first term, in which the opposition party rode waves of palpable voter discontent to improved margins in subsequent elections.

    Republican sources tell NBC News that party leaders are advising members to eschew public gatherings in light of the ongoing backlash, suggesting they consider tele–town halls instead or skip the events altogether. A Republican National Committee official told the outlet that voters’ negative reaction to the Tesla CEO in particular is known throughout the party.

    “I don’t know that a specific edict is going to come down from on high that they need to stop or anything, but a message, I believe, has been clearly sent that this narrative should end very soon,” they told NBC. “Probably the best way for that to happen is no more town halls. Elon Musk’s work still has the administration’s support, period.”

    While counseling members to avoid such scenes, Republican leaders are also downplaying them — and getting conspiratorial. During a CNN interview on Wednesday, House Speaker Mike Johnson suggested that Democrats are actually to blame for the rancor.

    “The videos you saw of the town halls were for paid protesters in many of those places. These are Democrats who went to the events early and filled up the seats,” he said.

    Johnson continued, “This is an old playbook that they pulled out and ran, and it made it look like that what is happening in Washington is unpopular. But I’m gonna tell you, Kaitlan, the American people are behind what’s happening.”

    On Monday, Punchbowl News reported that some of the protests appear to have been organized by MoveOn.org and Indivisible, two progressive organizations that stand in clear opposition of Trump’s and Musk’s joint ambitions.

    It seems some Republicans have already had enough. WEAU, an NBC affiliate in Eau Claire, Wisconsin, reports that staffers for Republican representative Derrick Van Orden canceled a scheduled meeting with constituents. In a statement to the outlet, Van Orden’s office said the congressman’s staff planned to meet Thursday with “a small group of constituents” but alleged that Chippewa Valley Indivisible, a local offshoot of the progressive grassroots organization, shared details of the scheduled meeting with the public without its knowledge, which prompted a higher-than-expected turnout. The larger group showed up to the local library despite the meeting being canceled with the crowd moving to Van Orden’s nearby office.

    “It is unreasonable to expect a single staffer to accommodate a group that large. While the congressman and his staff are always willing to listen to the thoughts and concerns of his constituents, we will not conduct business in the unprofessional conditions orchestrated by Chippewa Valley Indivisible,” the statement read.

  • Bill to legalize online sports betting absent as Crossover Day approaches

    Bill to legalize online sports betting absent as Crossover Day approaches

    Supporters of legalizing gambling in Georgia may have to wait until next year for the General Assembly to act.

    With less than a week remaining before Crossover Day – the deadline for legislation to pass either the Georgia House or Senate to remain alive for the year – a constitutional amendment to legalize online sports betting a House member is planning to sponsor has yet to be introduced.

    Meanwhile, a Senate committee voted down a second constitutional change Thursday aimed at bringing both sports betting and casinos to the Peach State, killing it for 2025.

    Rejecting bids to legalize gambling in Georgia has become standard operating procedure in the General Assembly. While 38 states and the District of Columbia have sports betting in some form, efforts to get sports betting legalized in Georgia have fizzled for years.

    A long-running legal dispute over whether a constitutional amendment is required to bring sports betting here has hampered legislative efforts in recent years. Lawmakers also have disagreed over how much to tax betting proceeds and whether to spend that money on Georgia’s lottery-funded HOPE Scholarships and pre-kindergarten programs, health care, economic development, or initiatives to reduce poverty in low-income areas.

    A key talking point for supporters of sports betting is that it’s so pervasive around the country – including the neighboring states of Tennessee, North Carolina, and Florida – that Georgians are going elsewhere to place bets, depriving the state treasury of a lucrative revenue source.

    “Tens of thousands of people are leaving Georgia every month to gamble,” Sen. Carden Summers, R-Cordele, who is sponsoring a constitutional amendment in the Senate aimed at legalizing both sports betting and casinos, told members of the Senate Regulated Industries Committee Thursday.

    State Rep. Marcus Wiedower, R-Watkinsville, is planning to introduce a constitutional change into the House that would be limited to online sports betting.

    “I don’t feel there’s an appetite for casinos or horse racing,” he said.

    Wiedower sponsored legislation two years ago that would have legalized sports betting by statute rather than a constitutional amendment. But he said he’s going with a constitutional amendment this year.

    “To avoid the legal argument, the only route to go is the constitutional amendment,” he said.

    Summers said the advantage of seeking a constitutional amendment is that it would give Georgia voters a chance to decide the issue in a statewide referendum. He cited a straw poll among Republican primary voters last May that found more than 80% in favor of scheduling a statewide vote on whether to allow “gaming” in Georgia.

    “This amendment does not force anyone to gamble,” Summers said. “It simply allows Georgia voters to have their say.”

    Summers put a different twist on his proposal not featured in previous versions of legalized gambling: It calls for dividing the first $2 billion of the proceeds evenly among Georgia’s 159 counties. That way, the benefits from casinos wouldn’t just go to the communities where they’re located.

    “This is real money that would help with infrastructure, economic development and essential services, especially in rural Georgia where they’re needed most,” he said. “Dispersing these funds evenly is the only fair way to do this.”

    Portions of the proceeds from gambling in both Summers’ and Wiedower’s measures would go toward programs to help problem gamblers avoid becoming addicted.

    Problem gamblers are among the consequences of legalizing sports betting and/or casinos representatives of religious groups have cited over the years in opposing gambling legislation.

    Mike Griffin, public affairs representative for the Georgia Baptist Mission Board, said the “social costs” of legalized gambling outweigh the tax revenue the state would raise from bettors.

    “Casinos increase human trafficking, drug trafficking, and other crimes,” added Paul Smith, executive director of the Christian public policy organization Citizen Impact.

    Both Summers and Wiedower are pushing standalone constitutional amendments without the addition of separate “enabling” bills, usually longer pieces of legislation that spell out how either sports betting or casinos would operate in Georgia. They reason there’s no point in working to develop such detailed measures if voters defeat legalized gambling at the polls.

  • VA Study of Brain Injuries and Mental Health Would Be Ordered Up by Senate Bill

    VA Study of Brain Injuries and Mental Health Would Be Ordered Up by Senate Bill

    Key senators, including the chairman of the Senate Veterans Affairs Committee, are renewing a push for an in-depth study of how brain injuries affect veterans’ mental health.

    Chairman Jerry Moran, R-Kan., and Sen. Angus King, I-Maine, who also sits on the committee, reintroduced a bill this week that would direct the Department of Veterans Affairs to partner with the National Academies of Sciences to conduct a 10-year study on the effects of repetitive low-level blast injuries.

    “The Precision Brain Health Research Act will help us better understand why and how blast injuries are impacting veterans’ mental health and make certain VA is able to quickly incorporate these findings into care for veterans and enable them to receive an accurate diagnosis and treatment plan,” Moran said in a statement. “This legislation is a step toward providing veterans the evidence-based health care and benefits they have earned and deserve, and I look forward to its passage.”

    Read Next: No More Female 4-Stars: Franchetti Firing Leaves Top Ranks Filled by Men

    The pair previously introduced the bill in December, but lawmakers did not have enough time to act on it before the end of the congressional session, necessitating its reintroduction. Moran, who became chairman in January, has identified veterans’ mental health care as one of his priorities, and the blast injury bill is expected to be one of the pillars of his efforts in that area.

    Lawmakers across the political spectrum have ramped up efforts to understand, prevent and treat traumatic brain injuries, or TBI, among service members and veterans amid a growing body of evidence that injuries and devastating symptoms are caused not just by enemy attacks but also from routine military activities such as repeatedly firing artillery.

    Military.com has reported extensively on evidence that TBI is linked to an increased risk of suicide among veterans and that Pentagon officials squandered opportunities to get ahead of the issue.

    Several high-profile tragedies also heightened lawmakers’ interest in the issue, including reports that the Green Beret who died by suicide in a Cybertruck explosion in Las Vegas on New Year’s Day may have suffered from TBI and evidence that an Army reservist who carried out a mass shooting in Maine in 2023 had TBI.

    “The bottom line is we must expand our understanding of the impact all blasts have on mental health, so that we can take proactive measures and protect the long-term health and well-being of our military community,” King said in a statement about reintroducing his bill with Moran. “Here in Maine, we know all too well the horrible tragedies that can occur when brain injuries are left untreated.”

    Last year, Congress and the Pentagon did extensive work tackling the issue from the military side.

    In August, the Pentagon rolled out a new brain health strategy that included giving new recruits baseline cognitive testing and requiring training instructors to stand farther away when some weapons are being fired.

    Then, in December, Congress built on that and added sweeping new brain health efforts to its annual defense policy bill. Among the requirements in the defense bill are mandates to modify existing weapons to reduce blast exposure both for those using the weapons and those standing close by, and to develop future weapons systems with brain safety in mind.

    Moran and King’s bill would turn the focus to the VA side of the issue.

    Under the bill, the VA would have to study data on treatments that are “illustrating positive outcomes for patients within the health system of the Veterans Health Administration with likely low-level repetitive blast injuries,” according to bill text. The data assessment would also have to include a categorization of military occupational specialties and units known to experience higher levels of low-level repetitive blast injuries.

    The VA would also have to research how to improve the diagnosis and care of veterans with likely low-level repetitive blast injuries, according to the bill. It would also need to study whether growth hormone replacement therapy, which some studies have found to be an effective TBI treatment, improves “cognitive function, quality of life, brain structure and other negative symptoms” for veterans with blast injuries.

    The bill would also create a data-sharing partnership between the VA and the Pentagon, and allocate $5 million annually to fund the 10-year study.

    The bill is endorsed by several veterans groups, including the American Legion, Veterans of Foreign Wars and Wounded Warrior Project, according to Moran’s office.

    “Part of keeping our promise to veterans is making sure that the Department of Veterans Affairs is prepared to deliver the best possible care and support to those who suffered brain injuries in service,” Brian Dempsey, director of government affairs at Wounded Warrior Project, said in a statement provided by Moran’s office. “The Precision Brain Health Research Act of 2025 would set VA on a course to more effectively treat TBI and better understand the impact of repetitive low-level blast exposure on veterans’ mental and brain health.”

    Related: Defense Bill Mandates Changes to Weapons, Other Steps to Protect Troops’ Brain Health

    Story Continues

  • Steph Curry has been awakened, and that’s scary news for the rest of the NBA

    Steph Curry has been awakened, and that’s scary news for the rest of the NBA

    Feb. 27, 2013: Steph Curry declared himself arrived. The NBA’s newest superstar. Scoring 54 in Madison Square Garden was a launch party. He and his Golden State Warriors would go on to upset Denver and press San Antonio in his postseason debut.

    Feb. 27, 2016: Steph Curry declared himself a transcendent figure with a defining moment in Oklahoma City. He illustrated how he was changing and has changed basketball with a 37-foot game-winner that he pulled as if it were an elbow jumper, morphing the geometry of defense. One of the great awe moments of this era. He’d go on to be the first unanimous MVP and come so close to punctuating a 73-win season with another title.

    Feb. 27, 2025: Steph Curry declared his return. His hiatus from championship relevance is over. His 56 points in Orlando on Thursday night was like a trumpet announcing his appearance on the postseason scene. Curry is back. In the mix. In the equation that will decide supremacy.

    For most of the last two seasons, he was alone enough to look feeble. A 6-foot-3 marksman fighting against a league bent on his suffocation. But flanked by Jimmy Butler and Draymond Green, Curry is back. He believes it. He feels it.

    And when such is true, the rest of the league feels it. Nothing feels unprecedented about what could happen next. It’s a classic horror flick. It just screened in Paris last summer.

    How terrifying it must be, especially for this next era up for grabs, to see this version of Curry stalking in the rearview. The Baby-Faced Assassin is no longer boyish in appearance. His eyes have lost their naivete. His full beard has grizzled his smile. The assassin’s still in there, though. Two weeks from 37 years old, Curry is more refined in his craft and still zealous about torturing defenses.

    This Curry is a nightmare. Rested. Hungry. Nothing to lose. Flanked by worthy co-stars. Embedded with a team endowed with fresh belief. These must be scary times for the rest of the league.

    Though Green’s championship prediction sounds less crazy by the day, it’s still a reach to call the Warriors a championship contender. They are 7-1 since acquiring Butler. They’ve almost completely climbed out of the Play-In Well. But capacity is their issue more than endurance. Can they summon and maintain elite basketball long enough at their ages? A title requires a four-month run from the trade deadline to the NBA Finals. It’s a daunting challenge tough to answer until the Jonathan Kuminga piece is added to their puzzle.

    But in one series? In a big game? Curry is a terror. A soul-snatcher. Cold-blooded enough to end hopes. Charming enough to steal fans.

    It’s a spectacular result for the NBA, a revitalized Curry. Not just because the show is still spectacular. No singular figure in the league seduces a road crowd, leases an opposing arena, like Curry. Commissioner Adam Silver had no idea his prayers would be answered by a trade for Butler.

    But more important for the show is the level of quality. Think about it this way. To win a championship, it’s looking like a team will have to beat LeBron James and Luka Dončić, or scale Mt. Nikola Jokić. Or deal with Curry, Butler and Green. The Larry O’Brien Trophy has massive thorns.

    A worthy champion will be produced. It seemed certain it would not be Curry. No one can be so sure now.

    His magic display Thursday night was but proof he could still incinerate. Paolo Banchero was spectacular with 41 points for Orlando and it’s like it never happened. Because Curry is pyro-spectacular.

    Stephen Curry


    Stephen Curry celebrates in the fourth quarter Thursday against the Magic. His 56 points were his fourth-highest total ever in an NBA game. (Nathan Ray Seebeck / Imagn Images)

    He won’t do this every night. The presumption, though, is he no longer needs to since they have Butler. But the threat to do so is real.

    Curry’s tradition has been to turn up after the All-Star break. For his career on 3-pointers, he shoots 41.6 percent before the break and 44 percent after. This season, he has a reason to turn up.

    With Butler and eventually Kuminga to take advantage of the imminent threat of Curry, the Warriors’ entire outlook has changed.

    Butler didn’t have a good night in Orlando. Yet somehow, the Magic, a top defense in the league, couldn’t prevent clean looks by Curry. Orlando was without Jalen Suggs, a good on-ball defender. But they seemed especially incapable of denying Curry space.

    In their scramble to try, they also got burned by rookie big man Quinten Post.

    Curry made 12 from deep, and the only reason he didn’t break the NBA record for 3s in a game — 14, a mark set by former Warriors teammate Klay Thompson — is he only played 34 minutes. Older assassins require naps.

    The dilemma the Warriors present in a playoff series was on display. Curry, Butler and Green in a playoff setting is enough to haunt the assistant coaches who must strategize against them. Other teams are better equipped to match up with the Warriors. Or at least have their own strengths with which to counter.

    But as always, Step 1 to defeating Golden State is having a viable plan to contain Curry. And 56 points proves you’d still better do so.

    He is seasoned and getting refreshed. His energy is tangible. His shots look purer. This is a developing problem for all the teams who jumped ahead and thought they’d no longer have to deal with Curry’s Warriors.

    Steph Curry’s five highest-scoring games

    Date Points Opponent Minutes FG-FGA 3P-3PA

    Jan. 3, 2021

    62

    Trail Blazers

    36

    18-31

    8-16

    Feb. 3, 2024

    60

    Hawks

    41

    22-38

    10-23

    Feb. 6, 2021

    57

    Mavericks

    37

    19-31

    11-19

    Feb. 27, 2025

    56

    Magic

    34

    16-25

    12-19

    Feb. 27, 2013

    54

    Knicks

    48

    18-28

    11-13

    Think Curry is at all bothered by facing Memphis or Houston? Who’d feel the most pressure in a series between top-seed Oklahoma City and Golden State?

    The Los Angeles Lakers and Denver Nuggets are the worst matchups for the Warriors. But would either want their title chances going through Curry?

    If it does, so be it. The best players aren’t scared in the most literal sense. Not of Curry. Not of anybody.

    But these are scary times. The West is now even more intimidating. The Warriors are approaching the Clippers for the No. 6 seed. The No. 5 seed, currently occupied by Houston, is not crazy for Golden State to eye. The Warriors are five games back. That means the No. 4 seed — currently held by the Lakers, also five games ahead — and home court in the first round, is not laughable either.

    The Warriors have one of the easier schedules remaining. They will basically add a dynamic player in Kuminga when he returns from a two-month-plus ankle injury. And Butler is still getting acclimated. So this current uptrend can continue.

    But most importantly, as confirmed in Orlando, a monster has been awakened. One that has a history of using Feb. 27 as the launch for something special. Uh oh.

    go-deeper

    GO DEEPER

    Hollinger: Steph Curry’s greatness is a scene worth savoring for as long as we can

    (Top photo of Steph Curry after Thursday’s win: Fernando Medina / NBAE via Getty Images)

  • Students honor West Louisville’s health care pioneers

    Students honor West Louisville’s health care pioneers

    Inspired by the historical monument at Norton West Louisville Hospital, elementary students brought history to life.



    Author: Norton Healthcare

    Published: February 28, 2025

    Estimated reading time: 4 minutes

    History was alive at Brandeis Elementary School in Louisville, where students participated in their annual “living wax museum” honoring historical African American heroes during Black History Month. This unique, interactive learning event allowed students to portray historical figures by dressing in character and presenting their research to classmates, teachers, family and community members.

    “What’s super cool about this year’s [showcase] is that we’ve been able to incorporate some of our local doctors from the hospital right across the street,” said teacher Koneshia Ebbs, referencing the health care pioneers memorialized on Norton West Louisville Hospital’s historical monument.

    The Care West of Ninth monument was unveiled last year before the hospital’s opening and stands directly across the street from Brandeis Elementary. Through sharing the stories of Louisville’s Black doctors and nurses who cared for the community during legalized segregation, it serves to honor the people and places that paved the way for Norton West Louisville Hospital to become the first hospital built west of Ninth Street in 150 years.

    Bringing West Louisville’s history to life

    Among the students who stepped into history was fourth-grader Jordy Lett-Hasberry, who proudly portrayed Sarah Fitzbutler, M.D., the first Black woman in Kentucky to receive a medical degree. Dressed in a white lab coat and wearing a stethoscope, Jordy recited a summary of Dr. Fitzbutler’s life and accomplishments for anyone who stopped at her station.

    “Without me, African American women and girls wouldn’t have the option to be in the medical field,” Jordy said during her presentation as Dr. Fitzbutler.

    Nearby, fourth-grader Kaycee Smith stood in front of a poster honoring Mary E. Merritt, who made history as the first registered nurse — of any race — to work in Kentucky.

    “Hi, my name is Mary E. Merritt,” Kaycee said, in character. “I was born on April 27, 1881, and died in 1953. When I finished my nursing degree, I went to Louisville, Kentucky, to serve at the Red Cross, the only hospital for Black people.”

    Several Norton West Louisville Hospital staff members made sure to visit the event. For them, it was exciting to see the students inspired by historical figures in the medical field, as it highlights the impact and opportunities of a community-driven hospital in their neighborhood.

    “Education is important. Health care is important. And when you combine them together and do a ‘wax museum’ like this, this is awesome,” said Corenza Townsend, chief administrative officer of Norton West Louisville Hospital. “It’s already exciting that [the kids] have seen the monument. They recognized that we have a hospital across the street. They know Norton Healthcare.”

    Inspiring future generations

    Brandeis Elementary’s living wax museum didn’t just teach students about history — it inspired them to think about their own futures.

    “They are definitely more interested in becoming doctors and nurses,” Koneshia said. “I can’t wait for our class, or even our school, to be able to go and take a tour and build all of the connections that we’ll be able to have, with the hospital being so close.”

    For some students, the experience sparked dreams of potential careers in health care.

    “It just seems like fun trying to help people in need,” Kaycee said.

    Her classmate Luke Fields also sees a future in medicine. He wants to follow in the footsteps of his wax museum character — Louisville’s first Black doctor, Henry Fitzbutler, M.D.

    “I think that I could help lots of people when I grow up,” Luke said. After visiting the monument, “I saw them having lots of big moments to be heroes, and I think I could be a hero too.”

  • 2025 NFL Mock Draft: Giants trade up to No. 1 after missing out on Matthew Stafford; defenders dominate top 10

    2025 NFL Mock Draft: Giants trade up to No. 1 after missing out on Matthew Stafford; defenders dominate top 10

    player headshot

    Miami (FL)

    • Sr

    • 6’2″

    / 223 lbs

    Projected Team

    N.Y. Giants

    PROSPECT RNK

    8th

    POSITION RNK

    1st

    PAYDS

    4313

    RUYDS

    204

    INTS

    7

    TDS

    43

    The Giants are reportedly one of the teams interested in Matthew Stafford, but in this mock draft, they miss out on the 37-year-old signal-caller. As a result, they pivot to the top of the draft, and with general manager Joe Schoen and head coach Brian Daboll badly needing to produce a successful season, they can’t afford to miss. That’s why they leave nothing to chance, moving up two spots and getting the quarterback they want, which in this case is Cam Ward.

    player headshot

    Colorado

    • Sr

    • 6’2″

    / 215 lbs

    Projected Team

    Cleveland

    PROSPECT RNK

    24th

    POSITION RNK

    2nd

    PAYDS

    4134

    RUYDS

    -50

    INTS

    10

    TDS

    41

    The Myles Garrett trade rumors are swirling, but from the Browns perspective he’s not going anywhere, so Cleveland turns its attention to the other side of the ball. Head coach Kevin Stefanski spoke highly of both Cam Ward and Shedeur Sanders at the NFL combine, but in one specific interview, he pointed out that two quarterback traits he covets are accuracy and decision-making. Sanders doesn’t wow you with his athletic traits, but he certainly possesses those attributes, so that’s the direction Cleveland goes.

    player headshot

    Penn State

    • Jr

    • 6’3″

    / 252 lbs

    Projected Team

    Tennessee

    PROSPECT RNK

    2nd

    POSITION RNK

    1st

    The biggest news to come out of the NFL combine so far has been the injury to Abdul Carter, who reportedly has a stress reaction in his right foot but will elect not to undergo surgery after having more tests done. CBS Sports NFL Draft analyst Ryan Wilson talked to two league sources who are “not worried” at all about Carter’s injury, so I’m not going to be, either. The Titans still take Carter in the top 3 to strengthen their pass rush, which will likely be without Harold Landry next season with Tennessee allowing him to seek a trade.

    player headshot

    Colorado

    • Jr

    • 6’1″

    / 185 lbs

    Projected Team

    New England

    PROSPECT RNK

    1st

    POSITION RNK

    1st

    Patriots EVP Eliot Wolf emphasized needing to improve in the trenches during his NFL combine press conference, citing it as a formula for winning. And depending on how the first three picks shake out, offensive line and defensive line still seem like the most likely targets. But this is a dream scenario for New England; Travis Hunter can not only be Drake Maye’s No. 1 wide receiver but can help shore up the back end of Mike Vrabel’s defense.

    player headshot

    Michigan

    • Jr

    • 6’3″

    / 320 lbs

    Projected Team

    Jacksonville

    PROSPECT RNK

    3rd

    POSITION RNK

    1st

    The Jaguars finished 30th in the league in sack rate (5.5%) and and 27th in pressure rate (29.6%) a year ago, so they need to get better along the defensive front. And while I’m sure new head coach Liam Coen wouldn’t mind getting some added protection for Trevor Lawrence, Mason Graham is too good of a player to pass up here. His arm length isn’t that of a typical top-10 defensive tackle, but his tenacity, strength, technique and consistency more than make up for it.

    player headshot

    Georgia

    • Jr

    • 6’2″

    / 245 lbs

    Projected Team

    Las Vegas

    PROSPECT RNK

    9th

    POSITION RNK

    2nd

    With the top-two quarterbacks off the board, the Raiders and new head coach Pete Carroll focus their attention on stopping the signal-callers in their division. Jalon Walker would go a long way in helping them do that, as the linebacker/edge rusher hybrid has the length and athleticism to be a tone-setter along with Maxx Crosby on the defensive side of the ball in Las Vegas.

    player headshot

    Michigan

    • Jr

    • 6’2″

    / 202 lbs

    Projected Team

    N.Y. Jets

    PROSPECT RNK

    5th

    POSITION RNK

    2nd

    Will Johnson was one of the best NFL Draft prospects entering the 2024 season before being limited to six games this past fall due to a toe injury. Scouts were not able to see him work out out at the NFL combine, either, as he did not participate in on-field drills, instead opting to delay his long-awaited return until Michigan’s Pro Day on March 21. But make no mistake: Johnson is still an elite NFL Draft prospect, and new Jets head coach Aaron Glenn (a longtime NFL cornerback and defensive-focused coach) will get the most out of him.

    player headshot

    Georgia

    • Jr

    • 6’5″

    / 265 lbs

    Projected Team

    Carolina

    PROSPECT RNK

    16th

    POSITION RNK

    4th

    The Panthers would probably prefer Jalon Walker here, but with him off the board they take another Georgia defender in Mykel Williams. His production wasn’t what you would like to see from a top-10 pick, but he said an ankle injury forced him to play at about 60% throughout the year. Carolina decides to trust Williams’ elite physical traits as it prioritizes bolstering the defensive line this offseason.

    player headshot

    Texas A&M

    • Jr

    • 6’6″

    / 290 lbs

    Projected Team

    New Orleans

    PROSPECT RNK

    23rd

    POSITION RNK

    3rd

    Cameron Jordan turns 36 years old in July and Chase Young is set to hit free agency; that’s basically all you need to know about which direction the Saints should go in the NFL Draft. Full transparency: I initially had Marshall’s Mike Green here, but then Shemar Stewart absolutely destroyed the NFL combine. He had very similar height, weight, wingspan, vertical jump and broad jump numbers to Myles Garrett coming out of Texas A&M; the only issue is that Garrett had 32.5 sacks in college and Stewart only had 4.5. Even with Stewart’s lack of production, the Saints bet on his tremendous upside.

    player headshot

    LSU

    • Jr

    • 6’6″

    / 323 lbs

    Projected Team

    Chicago

    PROSPECT RNK

    6th

    POSITION RNK

    2nd

    The first nine picks played out perfectly for Chicago, which would like to do everything possible to protect franchise quarterback Caleb Williams. With every offensive line prospect available, the Bears select Will Campbell for his smooth athleticism, technical ability and experience (38 starts over the past three seasons).

    player headshot

    Ohio State

    • Sr

    • 6’5″

    / 310 lbs

    General manager John Lynch said Trent Williams is “really motivated to come back,” but he turns 37 years old in July, so the 49ers need a backup plan at left tackle. Enter Josh Simmons, who was one of the best offensive lineman in all of college football before having season-ending knee surgery in mid-October. Some will have Simmons going later because of the injury, but San Francisco trusts that he can be the perfect replacement for their future Pro Football Hall of Famer.

    player headshot

    Boise State

    • Jr

    • 5’9″

    / 215 lbs

    Projected Team

    Dallas

    PROSPECT RNK

    11th

    POSITION RNK

    1st

    RUYDS

    2601

    YDS/ATT

    7

    REYDS

    138

    TDS

    30

    Credit to my colleague, Mike Renner, for pointing this out: is Jerry Jones just concerned about selling jerseys and tickets? Because his moves the past few years, including the hiring of new head coach Brian Schottenheimer, don’t reflect an owner/general manager solely focused on winning. Now, this is nothing against Ashton Jeanty; he’s a top-10 worthy prospect, so Dallas should be thrilled to get him here. But compared to almost every other prospect (not named Shedeur Sanders), Jeanty will get fans excited to go to games, buy merchandise and more.

    player headshot

    Texas

    • Jr

    • 6’4″

    / 320 lbs

    Projected Team

    Miami

    PROSPECT RNK

    4th

    POSITION RNK

    1st

    Kelvin Banks was a decorated three-year starter at left tackle, but some feel he may be best suited for guard. Luckily for the Dolphins, they need help at both spots. They’ve long struggled to pick up tough yards when necessary, and that’s because of the lack of push up front. Then you have head coach Mike McDaniel saying Miami is preparing as if its current left tackle, Terron Armstead, is going to retire. Whenever Banks ends up playing, he’ll be a quality starter who will improve the unit as a whole.

    player headshot

    Penn State

    • Sr

    • 6’6″

    / 261 lbs

    Projected Team

    Indianapolis

    PROSPECT RNK

    19th

    POSITION RNK

    2nd

    REC

    104

    REYDS

    1233

    YDS/REC

    11.9

    TDS

    12

    Tyler Warren said he wears No. 44 because when he was younger, his father put on video of legendary Washington running back John Riggins and said, “This is how I want you to run the ball.” Well, you know who else wore 44? Legendary Colts tight end Dallas Clark. Warren can do it all offensively, and Indianapolis needs to do whatever it can to help out Anthony Richardson, so that’s the direction the franchise goes here.

    player headshot

    Marshall

    • Soph

    • 6’4″

    / 248 lbs

    Projected Team

    Atlanta

    PROSPECT RNK

    18th

    POSITION RNK

    5th

    For the first time since Takkarist McKinley in 2017, the Falcons take an edge rusher in Round 1. Among the plethora of defensive options in this class, Atlanta elects to take the FBS’s reigning sack leader in Marshall’s Mike Green. It’ll have to do its homework about his potential character concerns — he told reporters at the NFL combine that two sexual assault allegations resulted to his departure from Virginia — but the physical tools and production are there.

    player headshot

    Michigan

    • Jr

    • 6’3″

    / 339 lbs

    Projected Team

    Arizona

    PROSPECT RNK

    30th

    POSITION RNK

    5th

    It was a major bummer that a hamstring strain kept Kenneth Grant from working out at the NFL combine, but he’s still a massive, super athletic interior defensive lineman with a ton of room to grow. The Cardinals badly need help in that area, especially having to deal with the potent run games of the Rams and 49ers four times per year.

    player headshot

    Ole Miss

    • Jr

    • 6’3″

    / 305 lbs

    Projected Team

    Cincinnati

    PROSPECT RNK

    17th

    POSITION RNK

    2nd

    With the Bengals insisting they’re going to pay Tee Higgins, Ja’Marr Chase and Trey Hendrickson, it seems like a forgone conclusion that they let veteran defensive tackle B.J. Hill walk. Cincinnati wouldn’t miss a beat if it drafted Walter Nolen, who had this to say at the NFL combine: “I’m smaller, but I’m strong as ox. I’m not a one-trick pony. I feel like I can move up and down the line.”

    player headshot

    South Carolina

    • Jr

    • 6’3″

    / 227 lbs

    Projected Team

    Seattle

    PROSPECT RNK

    26th

    POSITION RNK

    2nd

    Nick Emmanwori said he models his game after Kyle Hamilton, arguably the best safety in the NFL at only 23 years old. It just so happens that Seahawks head coach Mike McDonald was the Ravens defensive coordinator for Hamilton’s first two years in the NFL, so he would know exactly how to maximize the potential of the 6-foot-3, 225-pound Emmanwori.

    player headshot

    Arizona

    • Jr

    • 6’5″

    / 212 lbs

    Projected Team

    Tampa Bay

    PROSPECT RNK

    7th

    POSITION RNK

    1st

    REC

    84

    REYDS

    1319

    YDS/REC

    15.7

    TDS

    8

    Finally a wide receiver! And the fit makes too much sense. Chris Godwin is set to become a free agent, and Mike Evans can’t put up 1,000-yard seasons for forever (can he?). Pairing the towering Tetairoa McMillan with Jalen McMillan would ensure that the receiving future is bright in Tampa Bay.

    player headshot

    Michigan

    • Jr

    • 6’5″

    / 245 lbs

    Projected Team

    Denver

    PROSPECT RNK

    15th

    POSITION RNK

    1st

    REC

    56

    REYDS

    582

    YDS/REC

    10.4

    TDS

    5

    Tyler Warren stole the show among college football tight ends last season thanks to his extreme versatility and elite production, but Colston Loveland was the clear TE1 entering the 2024 campaign. He just didn’t have anyone at Michigan capable of throwing him the ball — and STILL finished with 56 catches for 582 yards and five touchdowns. Head coach Sean Payton said the Broncos “need a joker” to create mismatches offensively, and Loveland can certainly fill that role.

    player headshot

    Ohio State

    • Sr

    • 6’1″

    / 205 lbs

    Projected Team

    Pittsburgh

    PROSPECT RNK

    28th

    POSITION RNK

    3rd

    REC

    81

    REYDS

    1011

    YDS/REC

    12.5

    TDS

    10

    George Pickens is extremely talented, but also very inconsistent (and someone who frequently makes headlines for the wrong reasons). The Steelers need stability among their receiver corps, and Emeka Egbuka is the player for the job. He was always overshadowed at Ohio State by otherworldly talents, but he’s a savvy route runner who just knows how to get open.

    player headshot

    Alabama

    • Jr

    • 6’5″

    / 325 lbs

    I’m sure Jim Harbaugh would have loved to reunite with Colston Loveland in Los Angeles, but the Broncos snagged the former Michigan tight end two picks earlier. The Chargers instead turn their attention to the offensive line. General manager Joe Hortiz said the Chargers would experiment with moving Zion Johnson to center, which would leave a hole at right guard. Tyler Booker could fill that role right away, as he has all the traits (explosiveness, power leadership) that Harbaugh covets.

    player headshot

    Texas

    • Sr

    • 5’11”

    / 200 lbs

    Projected Team

    Green Bay

    PROSPECT RNK

    35th

    POSITION RNK

    5th

    Cornerback Eric Stokes is set to become a free agent, and now the Packers are reportedly having trade conversations around Jaire Alexander. That leaves cornerback as one of the biggest needs, so the team goes out and gets Jahdae Barron, who won the Jim Thorpe Award as the best defensive back in college football last season. He’s not an elite athlete, but he does everything really well.

    player headshot

    Oregon

    • Jr

    • 6’5″

    / 310 lbs

    Projected Team

    Minnesota

    PROSPECT RNK

    29th

    POSITION RNK

    4th

    While a lot of the top defensive tackles opted not to participate in on-field drills at the NFL combine, Derrick Harmon made himself a lot of money working out at Lucas Oil Stadium in Indianapolis on Thursday night. He wowed with a 4.95-second 40-yard dash at 6-foot-5 and 313 pounds and then showcased fluid movement skills during football drills. Brian Flores’ vaunted defense gets even better with the addition of the former Oregon star.

    player headshot

    Missouri

    • Jr

    • 6’3″

    / 325 lbs

    Projected Team

    Houston

    PROSPECT RNK

    14th

    POSITION RNK

    3rd

    There’s always a few players who slip further than expected in these mock drafts, and Armand Membou is one of them. Membou was an All-SEC right tackle at Missouri, but NFL scouts believe he could be even better inside. The Texans would start him there right away and feel good about him providing much-needed protection for C.J. Stroud.

    player headshot

    Oregon

    • Jr

    • 6’4″

    / 315 lbs

    Projected Team

    L.A. Rams

    PROSPECT RNK

    33rd

    POSITION RNK

    5th

    This one seems pretty straightforward: If the Rams let left tackle Alaric Jackson walk, then that position becomes the biggest need (assuming they don’t trade Matthew Stafford). Josh Conerly Jr. is the best player at that position available, so that’s the direction Los Angeles goes.

    player headshot

    North Dakota State

    • Sr

    • 6’6″

    / 305 lbs

    Projected Team

    Baltimore

    PROSPECT RNK

    27th

    POSITION RNK

    2nd

    The Ravens have a bunch of impending free agents along the offensive line, and Grey Zabel has played a bunch of different positions in his career (mostly left tackle at North Dakota State before moving inside during his breakout Senior Bowl performance). It would be a good problem to have for Baltimore, which could draft him and then figure out his best spot afterwards.

    player headshot

    Alabama

    • Jr

    • 6’3″

    / 244 lbs

    Projected Team

    Detroit

    PROSPECT RNK

    21st

    POSITION RNK

    1st

    Jihaad Campbell played mostly off-ball linebacker at Alabama, but he’s more than capable of being an edge rusher, and that’s where he would thrive in Detroit opposite Aidan Hutchinson. Campbell only helped his draft stock with his performance at the NFL combine.

    player headshot

    Boston College

    • Sr

    • 6’2″

    / 247 lbs

    Projected Team

    Washington

    PROSPECT RNK

    42nd

    POSITION RNK

    8th

    Obviously protecting Jayden Daniels is a priority, but Donovan Ezeiruaku’s NFL combine performance made him too good to pass up here. A consensus All-American and ACC Defensive Player of the Year (16.5 sacks and 21.0 tackles for loss), Ezeiruaku recorded the fastest three-cone and short-shuttle times among edge rushers. He gets to the quarterback and does so quickly, which will be imperative as the Commanders attempt to catch the Eagles.

    player headshot

    Georgia

    • Jr

    • 6’1″

    / 205 lbs

    Projected Team

    Buffalo

    PROSPECT RNK

    12th

    POSITION RNK

    1st

    It doesn’t appear that Malaki Starks will fall this far on draft night, but that’s how this mock shook out, which the Bills are thrilled about. The Georgia standout is a do-everything safety who makes the job of his teammates easier.

    player headshot

    Ohio State

    • Sr

    • 6’4″

    / 320 lbs

    Projected Team

    Kansas City

    PROSPECT RNK

    67th

    POSITION RNK

    7th

    I feel like I’m morally obligated to give the Chiefs an offensive lineman after what happened in the Super Bowl against the Eagles. Donovan Jackson moved from guard to left tackle after Josh Simmons went down in October, and he was an invaluable part of Ohio State’s run to winning the College Football Playoff national championship. Regardless of where he lines up, he’ll help give Patrick Mahomes more time to work his magic.

    player headshot

    Tennessee

    • Jr

    • 6’5″

    / 243 lbs

    Projected Team

    Philadelphia

    PROSPECT RNK

    10th

    POSITION RNK

    3rd

    Tell me if you’ve heard this before: a talented, productive defender falls to the Eagles. James Pearce Jr. finished top three in the SEC in pressures each of the last two seasons.

  • Microsoft is retiring Skype in May, encouraging people to adopt Teams

    Microsoft is retiring Skype in May, encouraging people to adopt Teams

    Kelly Harris of San Jose, leans over to kiss the web cam as she says her goodbye to Brian Johnson, her brother stationed in Japan, at the end of their video phone call via Skype in San Jose, Calif. on Nov. 25, 2009.

    Lea Suzuki | San Francisco Chronicle | Hearst Newspapers | Getty Images

    Skype is logging off.

    On Friday, Microsoft announced that the 21-year-old calling and messaging service will shut down May 5. The software company is encouraging Skype users to migrate to its free Teams app.

    Skype won attention in the 2000s for giving people a way to talk without paying the phone company, but stumbled in the mobile era and didn’t enjoy a major resurgence during the pandemic. Some people have forgotten that it’s still available, given the many other options for chatting and calling.

    “We’ve learned a lot from Skype over the years that we’ve put into Teams as we’ve evolved teams over the last seven to eight years,” Jeff Teper, president of Microsoft 365 collaborative apps and platforms, said in an interview with CNBC. “But we felt like now is the time because we can be simpler for the market, for our customer base, and we can deliver more innovation faster just by being focused on Teams.”

    Over the next few days, Microsoft will start allowing people to sign in to Teams with Skype credentials, and Skype contacts and chats will transfer over, according to a blog post. People can also export their Skype data. The company will stop selling monthly Skype subscriptions, and users with credits can keep using them in Teams.

    “This is obviously a big, big moment for us, and we’re certainly very grateful in many ways,” Teper said. “Skype pioneered audio and video calling on the web for many, many people.”

    It’s one of the most enduring digital brands.

    In 2003, Janus Friis and Niklas Zennström, who previously co-founded peer-to-peer file-sharing program Kazaa, launched Skype in Estonia with help from a band of former classmates with zero experience in telecommunications. Originally, Skype was a tool for people to call one another online for free. The quirky name stood for “sky peer to peer,” a reference to the service’s underlying voice over internet protocol, or VoIP, architecture.

    Skype caught on quickly. By 2004, there were 11 million registered users. By the time eBay announced a plan to buy Skype Technologies SA for $2.6 billion in 2005, the user count had reached 54 million, and Skype was anticipating $60 million in annual revenue, thanks to payments from those who wished to call mobile phones and landlines.

    Meg Whitman, eBay’s CEO at the time, envisioned that Skype would help people more quickly complete sales of products, especially costly ones, by connecting buyers and sellers. And eBay could charge extra for such calls. Skype users across the world could discover eBay and PayPal, too. The deal was completed 29 days later.

    In this handout image provided by eBay, the company’s president and CEO, Meg Whitman, left, poses with Niklas Zennstrom, co-founder and CEO of Skype, the global Internet communications company, in London on Sept. 12, 2005. Internet company eBay today announced its intention to acquire Skype, a voice over internet company, for about $2.6 billion.

    Sergio Dionisio | eBay | Getty Images

    Under eBay, Skype’s user number grew, crossing 405 million by 2008, and communications revenue rose. But then Whitman stepped down as CEO, making way for former Bain executive John Donahoe, who didn’t think eBay’s core businesses were benefiting from the Skype transaction.

    In 2009, the economy was in recession, eBay’s sales growth had turned negative, and the stock price was lower than it had been since 2001. In a statement that touted the release of a Skype app for Apple’s iPhone, Donahoe announced that eBay would launch a Skype initial public offering as part of a separation.

    But eBay never filed for a Skype IPO. Four and a half months after declaring the IPO strategy, eBay said it had reached an agreement to sell Skype to an investor group led by Silver Lake in a deal worth $2.75 billion. The online auction operator received a 30% stake in Skype’s buyer. Under the investor group, Skype filed for an IPO, but that didn’t come to pass, either. Microsoft wound up acquiring Skype in 2011 for $8.5 billion, with eBay receiving over $2 billion.

    “Microsoft and Skype together will bring together hundreds of millions or, as Tony said, billions of consumers and empower them to communicate in new and interesting ways,” Microsoft’s CEO at the time, Steve Ballmer, said at a press conference, referring to comments earlier at the event from Skype’s leader, Tony Bates. By that point, 170 million people were using Skype each month. Ballmer aimed to integrate Skype with several Microsoft products, including Lync, Windows Live Messenger, Windows Phone and Xbox video game consoles. Microsoft also got Skype running on its Azure cloud infrastructure.

    Skype did not manage to accumulate a billion active users, though.

    Microsoft CEO Steve Ballmer, left, shakes hands with Skype CEO Tony Bates during a news conference on May 10, 2011 in San Francisco, California. Microsoft has agreed to buy Skype for $8.5 billion.

    Justin Sullivan | Getty Images

    Apple’s native iMessage and FaceTime were picking up traction on iOS devices. In 2014, Facebook bought WhatsApp, a mobile messaging app, and months later, users gained the ability to place calls across borders. WhatsApp took off globally. So did Tencent’s WeChat.

    Skype, meanwhile, implemented multiple redesigns and faced criticism from devotees. In 2016, Microsoft introduced Teams as a distinct “chat-based workspace” for organizations with Office productivity software subscriptions that would compete with Slack, which was then an emerging startup.

    When Covid came and pushed people to work and study from home, Zoom, originally conceived for business use, became a consumer favorite for holding video calls. People could also connect on video through services from Cisco, Facebook and Google. Skype did see a usage bump, but Microsoft put major engineering resources behind Teams for companies, governments and schools, and the investment paid off. Analysts began concentrating on the number of Teams users that Microsoft would disclose, with the figure exceeding 320 million in 2023.

    As for Skype, Microsoft’s current CEO, Satya Nadella, hasn’t mentioned it on an earnings call since 2017.

    In 2023, Microsoft said Skype had 36 million daily active users. That was down from 40 million in March 2020. Teper declined to talk about how many people use the service today.

    “I think a good write-up of the history of the thing would mark the shift to mobile and cloud as a significant change in the communications category,” Teper said.

    WATCH: What happened to Skype?

    What happened to Skype?